{"id":38407,"date":"2026-02-07T22:02:50","date_gmt":"2026-02-07T22:02:50","guid":{"rendered":"https:\/\/test3.coolnews.ca\/%e6%99%ae%e9%80%9a%e5%9c%a8%e8%81%b7%e8%80%85%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84%e4%b8%8d%e8%b6%b3%e5%8d%83%e5%85%83\/"},"modified":"2026-02-07T22:02:50","modified_gmt":"2026-02-07T22:02:50","slug":"%e6%99%ae%e9%80%9a%e5%9c%a8%e8%81%b7%e8%80%85%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84%e4%b8%8d%e8%b6%b3%e5%8d%83%e5%85%83","status":"publish","type":"post","link":"https:\/\/test3.coolnews.ca\/traditional_chinese\/%e6%99%ae%e9%80%9a%e5%9c%a8%e8%81%b7%e8%80%85%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84%e4%b8%8d%e8%b6%b3%e5%8d%83%e5%85%83\/","title":{"rendered":"\u666e\u901a\u5728\u8077\u8005\u9000\u4f11\u5132\u84c4\u4e0d\u8db3\u5343\u5143"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div class=\"kt-inside-inner-col\">\n<p>\u7121\u9ee8\u6d3e\u667a\u5eab\u5168\u570b\u9000\u4f11\u4fdd\u969c\u7814\u7a76\u6240(National Institute on Retirement Security)\u767c\u5e03\u7684\u300a\u7f8e\u570b\u7684\u9000\u4f11\u751f\u6d3b\uff1a\u52de\u52d5\u5e74\u9f61\u4eba\u53e3\u9000\u4f11\u6e96\u5099\u72c0\u6cc1\u5206\u6790\u300b\u6307\u51fa\uff0c\u7f8e\u570b\u666e\u901a\u5728\u8077\u8005\u9000\u4f11\u5132\u84c4\u4e0d\u8db31000\u5143\uff0c\u51f8\u986f\u6c11\u773e\u6b65\u5165\u8001\u5e74\u5f8c\u53ef\u80fd\u9762\u81e8\u7684\u8ca1\u52d9\u58d3\u529b\u3002<\/p>\n<p>CBS\u65b0\u805e\u5831\u9053\uff0c\u8a72\u5831\u544a\u7684\u7814\u7a76\u5c0d\u8c61\u70ba21\u81f364\u6b72\u7684\u5728\u8077\u6210\u5e74\u4eba\uff0c\u4e5f\u5206\u6790\u4e8665\u6b72\u53ca\u4ee5\u4e0a\u8001\u5e74\u4eba\u7fa4\u9ad4\u3002\u6578\u64da\u7d0d\u5165\u4e86\u6301\u6709401(k)\u53ca\u5176\u4ed6\u5132\u84c4\u8a08\u5283\u8005\uff0c\u4e5f\u5305\u542b5600\u842c\u7121\u6cd5\u53c3\u8207\u50f1\u4e3b\u8cc7\u52a9\u9000\u4f11\u8a08\u5283\u8005\u3002\u8a72\u5831\u544a\u63f4\u5f15\u4eba\u53e3\u666e\u67e5\u5c40\u6578\u64da\u767c\u73fe\uff0c21\u81f364\u6b72\u5728\u8077\u6210\u5e74\u4eba\u9000\u4f11\u5132\u84c4\u4e2d\u4f4d\u6578\u50c5\u70ba955\u5143\uff0c\u6709\u9000\u4f11\u5132\u84c4\u8005\u4e2d\u4f4d\u6578\u4e5f\u50c5\u70ba4\u842c\u5143\uff0c\u8207\u6c11\u773e\u8a8d\u70ba\u5b89\u4eab\u9000\u4f11\u6240\u9700\u7684\u7d04150\u842c\u5143\u76f8\u53bb\u751a\u9060\u3002\u6b64\u5916\uff0c\u793e\u6703\u5b89\u5168\u9ad4\u7cfb\u9762\u81e8\u8cc7\u91d1\u7f3a\u53e3\uff0c\u82e5\u570b\u6703\u672a\u80fd\u53ca\u6642\u89e3\u6c7a\uff0c\u5f9e2034\u5e74\u8d77\u76f8\u95dc\u798f\u5229\u6216\u5c07\u524a\u6e1b\u7d0420%\u3002\u806f\u90a6\u653f\u5e9c\u6b63\u63a8\u51fa\u6240\u8b02\u7684\u300c\u7279\u6717\u666e\u5e33\u6236\u300d\uff0c\u65e8\u5728\u5e6b\u52a9\u6578\u767e\u842c\u5152\u7ae5\u7d2f\u7a4d\u5132\u84c4\uff0c\u6700\u7d42\u7528\u65bc\u8cfc\u623f\u3001\u652f\u4ed8\u6559\u80b2\u8cbb\u7528\u6216\u5275\u696d\u3002\u8ca1\u653f\u90e8\u9577\u8c9d\u68ee\u7279 (Scott Bessent) \u8868\u793a\uff0c\u8a72\u5e33\u6236\u4e5f\u53ef\u7528\u65bc\u9000\u4f11\u5132\u84c4\u3002<\/p>\n<p>2024\u5e74\u7f8e\u570b\u8001\u5e74\u4eba\u53e3\u7684\u8ca7\u56f0\u7387\u5f9e\u524d\u4e00\u5e74\u768414%\u5347\u81f315%\uff0c\u6210\u70ba\u6240\u6709\u5e74\u9f61\u5c64\u4e2d\u8ca7\u56f0\u7387\u6700\u9ad8\u7fa4\u9ad4\u3002\u5bcc\u9054\u6295\u8cc7\u7684\u7d93\u9a57\u6cd5\u5247\u6307\u51fa\uff0c\u6c11\u773e\u61c9\u572830\u6b72\u6642\u7d2f\u7a4d\u76f8\u7576\u65bc\u4e00\u5e74\u5e74\u6536\u5165\u9000\u4f11\u5132\u84c4\uff0c60\u6b72\u6642\u61c9\u9054\u5230\u5e74\u6536\u5165\u76848\u500d\u3002\u8a72\u5831\u544a\u767c\u73fe\uff0c\u76ee\u524d55\u81f364\u6b72\u7684\u5728\u8077\u8005\u5728401(k)\u6216\u985e\u4f3c\u8a08\u5283\u4e2d\u7684\u5132\u84c4\uff0c\u50c5\u9054\u5230\u5176\u9000\u4f11\u76ee\u6a19\u5132\u84c4\u984d\u768419%\u3002<\/p>\n<p>\u5831\u544a\u767c\u73fe\uff0c\u516c\u5171\u90e8\u9580\u6bd4\u79c1\u71df\u90e8\u9580\u54e1\u5de5\u66f4\u6709\u53ef\u80fd\u53c3\u8207\u50f1\u4e3b\u8cc7\u52a9\u7684\u9000\u4f11\u8a08\u5283\uff0c\u62c9\u7f8e\u88d4\u53ca\u4f4e\u6536\u5165\u3001\u4f4e\u5b78\u6b77\u8005\u53c3\u8207\u6bd4\u4f8b\u5247\u660e\u986f\u504f\u4f4e\u3002\u5728\u8077\u8005\u5c0d\u78ba\u5b9a\u7e73\u8cbb\u578b\u9000\u4f11\u8a08\u5283\u7684\u4e00\u822c\u7e73\u8cbb\u6bd4\u4f8b\u70ba5%\u81f36%\uff0c\u800c\u50f1\u4e3b\u4e00\u822c\u7e73\u8cbb\u6bd4\u4f8b\u5247\u7565\u4f4e\u65bc3%\u3002\u5728\u8077\u8005\u7684\u91d1\u878d\u8cc7\u7522\u4e2d\u9000\u4f11\u5132\u84c4\u5e73\u5747\u7d04\u4f541\/4\uff0c\u623f\u7522\u6de8\u503c\u7d04\u4f54\u64da1\/3\u3002\u6709\u5b78\u751f\u8cb8\u6b3e\u8ca0\u50b5\u7684\u5728\u8077\u8005\uff0c\u66f4\u6709\u53ef\u80fd\u53c3\u8207\u9000\u4f11\u8a08\u5283\uff0c\u4f46\u5176\u5e33\u6236\u9918\u984d\u5f80\u5f80\u8f03\u4f4e\u3002\u672c\u5831\u8a0a<\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.singtaousa.com\/2026\/02\/06\/news\/usa\/us-workers-retirement-savings-under-1000\/\">Source link <\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u7121\u9ee8\u6d3e\u667a\u5eab\u5168\u570b\u9000\u4f11\u4fdd\u969c\u7814\u7a76\u6240(National Institute on Retirement Securit<\/p>\n<div class=\"more-link-wrap mt-3\"><a href=\"https:\/\/test3.coolnews.ca\/traditional_chinese\/%e6%99%ae%e9%80%9a%e5%9c%a8%e8%81%b7%e8%80%85%e9%80%80%e4%bc%91%e5%84%b2%e8%93%84%e4%b8%8d%e8%b6%b3%e5%8d%83%e5%85%83\/\" class=\"more-link\">Continue reading<\/a><\/div>","protected":false},"author":1,"featured_media":38408,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/posts\/38407"}],"collection":[{"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/comments?post=38407"}],"version-history":[{"count":0,"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/posts\/38407\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/media\/38408"}],"wp:attachment":[{"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/media?parent=38407"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/categories?post=38407"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/test3.coolnews.ca\/traditional_chinese\/wp-json\/wp\/v2\/tags?post=38407"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}